Looking for your next waterfront paradise but want to avoid the flood risks of a ground-level home? This stunning stilt home offers the best of waterfront living without the worry, sitting high above flood levels and perfectly positioned on one of the deepest canals in New Port Richey, offering direct, unrestricted Gulf access with NO tidal restrictions and NO bridges between your private dock and open water. Nestled in the sought-after Harbor Isles community, this 2-bedroom, 2-bathroom home is a boater’s dream, featuring an oversized 50+ ft dock that can easily accommodate larger vessels. Sitting on a generous 0.28-acre lot, this 1985-built home is designed for both adventure and relaxation. The spacious 1,856 sqft layout boasts cathedral-style vaulted ceilings in the main living area, creating an inviting and airy ambiance. A wood-burning stone fireplace adds warmth and character, perfect for cozy coastal evenings. Outdoor living is at its finest with three balconies plus an expansive rear sundeck overlooking the canal, providing breathtaking water views and ample space for entertaining or unwinding. A spiral staircase leads to a versatile loft area with its own private balcony facing the Gulf. Below the home, you’ll find three storage rooms/workshops and ample covered parking for cars, motorcycles, lawn equipment, and all your outdoor toys. Bonus: A speed boat is available for purchase, making this an unbeatable package for water lovers! Whether you're setting sail from your private dock, casting a line from your backyard, or enjoying sunset views from your sundeck, this Harbor Isles waterfront treasure offers a rare blend of comfort, style, and adventure. With NO HOA or CDD fees and the added benefits of a stilt design, you can enjoy waterfront living with greater peace of mind and potential savings on flood insurance! Schedule your private tour today and start living your dream on the water!